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October 31, 2006

The Audacity of Hope

I am nursing an odd combination of injuries. Blister on my right thumb. Blister on the middle finger of my left hand. Massive bruise on my left thigh. Sore left shoulder.

An astute observer will recognize this unique injury combination can only arise from a certain activity: The repeated firing up of a chainsaw and using it to chase visitors down the hallway at a Halloween spook house. Such was my privilege last Saturday night at Camden’s school fundraiser. The chainsaw of course was without the chain in order to prevent injury to myself and others.

Spook houses are strange things. Why would people pay money to be frightened?

While my body was occupied in this tasteless activity, I sought enlightenment by listening to Barack Obama's The Audacity of Hope on my iPod. Well, I at least tried to listen until I realized that even with a chainsaw I’m not particularly scary. Consequently, fulfilling my assignment with exactness required my undivided attention.

I returned to listening to Obama’s book last night on the airplane. I don’t post much on politics. I find the constant bickering and partisan attacks by both the left and the right to be repugnant. I am not against debate and discussion⎯I actually enjoy it⎯ but that is not what occurs anymore. True debate is complex and has nuances. It can’t be distilled into sound bites and one liners.

Which is why I find Obama’s book is so thoroughly enjoyable. Finally, here is someone who actually thinks like I do on what politics could and should be. I’ll leave it at that. I encourage you to read his book.

October 27, 2006

Money is Like a River

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I’m sitting in Delta’s airport lounge in Seattle waiting for my delayed flight. As Crown Rooms go, this is one of Delta’s finest. It is located on the second floor with one wall of glass looking toward Mount Rainier (assuming it’s not cloudy, which it usually is when I’m here) and the other overlooking the concourse at the commoners below. LaPriel thinks I’m a snob when I use such terms. She especially hates it when I tell her about not getting upgraded to first class and having to sit with the peasants in coach.

I’m not really a snob. A snob turns his nose up at any experience he considers below his station in life. I don’t have a station in life so I relish a variety of experiences, allowing myself the joy of comparing the pleasant with the not so pleasant. I have spent hundreds of hours in coach. In fact, earlier this week I had the thrill of sitting in the exact same seat⎯14D⎯on the exact same plane I wrote about here. I recognized it on my flight to San Antonio by the petrified dust patterns around my chair. It’s scary when you recognize an aircraft by its dirt.

When I refer to commoners and peasants, I do so in jest, because at heart I am a commoner.

I’ve been thinking about money lately, prompted by a
blogging friend's musings on the topic. I grew up what I suppose would be considered poor by U.S. standards if measured by income. Although I don’t ever remember feeling poor. My life seemed normal. We were blessed with a house and enough food. My single mom was resourceful. She raised five kids at a variety of jobs from selling Tupperware to making dolls.

When I was fourteen, I decided I was going to be rich. I dreamt about it and overdosed on self-help books from The Greatest Salesman in the World to the Richest Man in Babylon. I set goals, read affirmations in the mirror, and fell asleep listening to positive thinking tapes. I tried a number of businesses from graphoanalysis to window cleaning. By the time I was eighteen, I was burnt out on money. I gave up the get rich schemes and spent the year after high school washing dishes at a downtown hotel, working with men and women who had to live and support kids on the meager wages we earned cleaning the plates of the rich folks who ate at the fancy hotel restaurant.

I then moved to Mexico and saw what poverty really is. I also got my first lessons on the proper attitude toward money. In the Yucatan, families would invite me into their tar paper shacks with roofs so low I couldn’t stand up straight inside. These families would offer me a stone to sit on because there were no chairs. Then they would feed me some of their dinner, usually a thin soup with corn tortillas or perhaps some beans with eggs.

In Mexico, I learned no matter how poor you are, you share. I also began to get the first inkling that money is like a river. It flows. Sometimes fast, sometimes at a trickle, but it is never really ours.

It’s ironic that after getting so burnt out on money in my youth I manage it professionally. I spend my days making decisions on what to do with billions of dollars. It seems so abstract. The dollars are just figures on a page. It’s like a game. I know if I do a good job my clients will be able to grant more scholarships, protect more of the environment and help more of the needy, but I never see the money.

I rarely see my own money either. In an age of direct deposit, online banking and credit cards, I can go for weeks and never have a dollar bill in my pocket. My money also seems abstract. Just figures on a screen.

I realize I am blessed. Money is abstract to me because there is enough. Money is very real when the balance is close to zero. I also know what that feels like.

I believe the abstraction is good. It helps me to remember that my money is not really mine. Money is like a river. It shouldn't be dammed up, but shared, allowed to flow to those in need.

October 18, 2006

Sunday in Central Park

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I get to New York City about once or twice a year. I find the contrast with my little Idaho town to be invigorating. LaPriel and I hadn’t been together in Manhattan since 2000 when we ventured into the city with our three kids. This trip we met up with my mom and 4 sisters⎯an annual excursion that for numerous reasons we haven’t taken since December 2001.

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When you arrive in Manhattan after an extended stay in rural Idaho, the first thing you notice is the stream of honking horns. People don’t honk in my little Idaho town. It’s considered rude. Not to mention foolish, because if in a rash moment you blindly lay on the horn to express displeasure, you’ll most likely take a closer look at the offender and realize it’s your neighbor, your son’s soccer coach or your second cousin. In New York, it seems offensive not to honk. It’s the city’s universal language. Not honking when someone cuts you off, or is too slow to accelerate on green, or blocks traffic would be akin to not writing a thank you note for a gift.

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The second thing you notice in New York is the press of people. More than once LaPriel and I were strolling along when someone pushed their way between us. This is not a city for slow walkers. Several times I found myself falling into the city’s heightened cadence only to have LaPriel call me back and remind me her legs aren’t as long as mine.

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When I visit New York, I imagine what it would be like to live there. We had the chance to do so number of years ago, but decided against it. I don’t think I have the temperament. After three days in the city, I start to get nervous. I am not a worrier by nature, but somehow seventy-two hours of constant honking and crowds gets me thinking about all the things that could go wrong with my life. I also need more open space and less shadows.

Still, there are things that you can only find and experience in New York, which is why I return.

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This was a productive trip. I bought a new winter coat at Barney’s and some sunglasses to replace the ones that got crushed by a horse. I visited five different stores in Soho looking for sunglasses while LaPriel was getting her hair done. There was no doubt I would buy from the last store I visited, because the salesman without a word selected a pair from the display, had me put them on me, then gave me a look that said these were the only glasses in the store that belonged on my face and if I chose another pair or none at all, then I had no taste whatsoever and I should march myself out of his shop for having spurned his professional advice.

We enjoyed attending the The 25th Annual Putnum County Spelling Bee, eating at Blue Hill, Chennai Garden, the Goblin Market, and a restaurant in Little Italy whose name I don’t remember, spending time with my family and walking and riding the subway and walking some more.

Now we are huddled again in our bungalow, enjoying the silence and the starlit sky. The city will call again, but for now it’s good to be home.

October 10, 2006

The Custom of the Frank Ones

I had to laugh at this poorly translated restaurant description at a hotel we are going to stay at in Campeche, Mexico (I finally gave in to Delta and paid the rebooking penalty to switch our Oaxacan tickets. Now we will fly into Merida, Yucatan and stay in various haciendas in the region).

"In the kitchen of the Balandra we dealt with care to obtain a new [marriage] between yesterday and the today; to sensitize fibers of nostalgia and paladar, to rescue the classic flavors with contemporary shades, taking advantage of today the ingredients that are always born of our earth. Of redescubrir the legacy of our ancestors reinterpretado with the unique aim to please the taste by the good table, since it has been the custom of the frank ones from always."

LaPriel and I are flying to New York on Thursday to meet up with my sisters and mom for a weekend in the city. Since they don't arrive until Friday morning, LaPriel and I will have a quiet dinner Thursday evening at Blue Hill, hoping to redescover the legacy of our ancestors by experiencing pleasing taste by the good table as has been the custom of the frank ones from always.

This restaurant intrigues me because its founder and chef, Dan Barber, sustainably raises most of the ingredients from the good earth up at his Stone Barns farm. I haven't had meat since reading The Way We Eat, Why Our Food Choices Matter last July. Perhaps one of Barber's pastured cows will tempt me to indulge.

October 6, 2006

Leading and Lending

I just got back from a few days in North Carolina. If all goes well, a lovely college there will hire us to oversee their investment portfolio. Then I’ll get to return more often. I’d like to spend more time in the Charlotte area. It seems like a Midwestern city that’s been transplanted in the South. I’m sure its Southern roots are buried there somewhere.

We call presentations like I did in North Carolina beauty pageants. Four firms each get forty-five minutes to present to a Committee, generally made up of older men who have donated large sums to the school. I’ve given up predicting how these things will turn out. When you think it went well, you lose and when you think it went poorly, you win.

On my flight home, I sat next to Anthony Muñoz, former Cincinnati Bengal and inductee into the Pro Football Hall of Fame. I’m not a celebrity watcher so I didn’t recognize him at first. I only noticed after I got situated in my customary window seat the guy next to me didn’t appear to be your typical boring middle-aged sales rep. For one thing, his calves were as big as my thighs and his left pinkie was bent in a right angle. It was only after I gave him a battery for his dead Bose headset and we got to chatting that I realized who he was.

While I admired Anthony during his playing days for my hometown team, what I most admire him for is consistently giving back to the community. He has found his true calling.

Frances Hesselbein is quoted in Success Built to Last as saying, “[there is] a powerful synergy when you combine service to others with a passion for your own mission, your own work. We are called to do what we do, and when we respond to that invitation, it is never a job. When we are called to serve and we respond, it is joy and fulfillment. The key to fulfillment is service and the key to leadership is not how to do, but rather how to be. Serving others is part of the ‘how to be’ character of a great leader.”

By that definition, Anthony Muñoz is a great leader.

On another topic, I relaunched my banking career today. I became a reluctant banker four years ago when we sold our investment firm to a bank in order to facilitate the departure of our founding partner, who was terminally ill. But last year my banking days ended when we bought back our company and took it private.

I've been frequenting a website called Prosper that allows you to lend money to individuals. It’s sort of like microlending for the masses. I'm intrigued by the concept because it’s a perfect example of disintermediation coupled with the tipping point. Since most people loan in increments of $50 to $75, only a small percentage of the loans get fully funded. The mystery is why do the loans that get funded actually get funded.

I made my first loan to a construction worker with no credit history. I am going in with the same attitude I use when buying individual stocks⎯that I am going to lose it all. Then if I actually get repaid, it’s a bonus.

October 1, 2006

A Walk in the Woods

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LaPriel is in Santa Barbara so the kids and I had the weekend to ourselves. Today we took a drive into the mountains just south of Yellowstone to admire the fall colors. The aspens were beautiful, shimmering in the wind.
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by Camden


We hiked several miles down to Sheep Falls along the Warm River. After playing near the water, Camden and Bret decided to head back to the van.
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Sheep Falls by Camden


Breanna and I lagged for a bit, and then started up the hill when we realized first, my sunglasses were missing, and second so were the car keys. We searched in vain, and spent the next forty-five minutes as we hiked alternating between praying and conjecturing how long we would have to walk before flagging down a car. We also told ourselves there weren't any bears.
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Our one hope was that Camden had grabbed the keys from my bag. I felt stupid for allowing the boys to go ahead of us and not being more conscientious in grizzly country.
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by Camden


We reached the van and saw no one. Either the boys were inside or they hadn't made it at all.

Thankfully, they were relaxing in the van as if nothing had happened. And from their perspective nothing had. Strange how the two of them could be at perfect peace a mile ahead of us, while Breanna and I were frantic, pushing aside thoughts of fighting to survive in the cold and darkeness.
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by Camden


Oh, and the boys found my sunglasses-broken, apparently stepped on by a horse that passed us earlier. I guess that means its time to get lasik surgery on my eyes.